Out of the Mattress

Every $400 we raise puts an immigrant family on the path to financial independence. If you believe where you're born shouldn't determine your financial future, this is your opportunity to help. Out of the Mattress is a nonprofit helping immigrants build financial independence through free, one-on-one personal finance coaching. Like so many immigrants, our student started in a service job, building her life in New York City over 12 years. Despite steady income, she lived paycheck-to-paycheck. The problem wasn't her work ethic—it was access to information. With no mentors, she never learned what accounts to open, how to plan for retirement, or which banks welcomed immigrants. After opening a high-yield savings account and a Roth IRA, she told us: "This is the first time in my life that I feel really calm about money. It feels amazing to have two months of rent saved up." We’re seeking $30,000 to provide financial coaching to 75 immigrant families this year. Every $400 sponsorship helps one household eliminate predatory fees, build credit, and start investing: creating ripple effects that strengthen entire communities. Here’s how you can make an impact: $400 sponsors one family’s complete financial transformation $1,200 creates financial security for three households $4,000 enables ten families to start building credit and savings When immigrant families prosper, we all benefit through stronger local businesses, increased homeownership, and thriving neighborhoods. Every dollar multiplies as families build credit, save for homes, and launch businesses. Support Out of the Mattress and help build an economy where everyone, no matter where they were born, has the tools to achieve financial security. Out of the Mattress is a fiscally sponsored project of Build Up, Inc. with EIN 81-3539714. Your gift is tax-deductible to the extent allowed by law.