Kiva powers a global movement to expand financial access for a world where all people hold the power to improve their lives.

**1.4B people lack access to basic financial services. We believe financial access should not be a privilege for some, but a right for all.**

Kiva is a nonprofit that envisions an equitable world where everyone, regardless of economic circumstances, has the opportunity to thrive. Kiva helps underserved communities access and use financial services with confidence and independence while building resilience to financial shocks. With financial inclusion, alongside improved financial literacy and skills, people can start and grow businesses, invest in their local economies, and build assets that improve generational outcomes for families and communities.

**By supporting Kiva, you support someone else’s dreams.**

Learn more about [our impact](https://kiva.org/impact) and how we're reaching populations most overlooked by traditional financial institutions, including:

- [Underbanked women](https://www.kiva.org/gender-equality): Globally, over 740 million women lack access to financial services due to systemic gender biases, collateral requirements, and restrictive societal norms or laws. Kiva addresses these barriers by prioritizing women borrowers, with over 80% of our loans supporting women, and robust programs to help our partners adopt gender-forward policies and products.
- [Refugees and displaced people](https://www.kiva.org/impact/refugees): With over 100 million individuals displaced by conflict and disasters—a number expected to rise—access to capital is crucial for rebuilding lives, yet traditional financial service providers view refugees as too risky. Since 2016, Kiva has extended loans to refugees with a 97% repayment rate, dispelling myths and breaking through systemic barriers.
- [Systemically marginalized communities in the U.S.](https://www.kiva.org/impact/systemically-marginalized-communities)[ystemically marginalized communities in the U.S.](https://www.kiva.org/lp/us-impact): There are significant gaps in capital access for marginalized U.S. entrepreneurs. Since 2011, Kiva has supported 10,000 borrowers (of which 72% are BIPOC) with 0-interest, 0-fee loans. Our data shows that 76% of borrowers could not secure funding elsewhere, highlighting Kiva's role as a critical financial lifeline for small businesses. 
- [Communities impacted by climate change](https://www.kiva.org/impact/climate-affected-people): Climate change hits low-income communities hardest, exacerbating their vulnerability. Kiva supports these communities, particularly smallholder farmers, by providing resources to adapt and build resilience against environmental challenges.

Kiva

Centro Legal is a free legal services agency advancing the rights of low-income, immigrant, Black, and Latinx communities

Founded in 1969, Centro Legal is protecting and advancing the rights of low-income, immigrant, Black, and Latinx communities through bilingual legal representation, education, and advocacy. By combining quality legal services with know-your-rights education and youth development, Centro Legal ensures access to justice for thousands of individuals throughout Northern and Central California.

Centro Legal de la Raza

We envision an equitable country where everyone including immigrants, refugees, and asylees can fully contribute and thrive.



Today, immigrants to the U.S. are more educated than in any other time in our country’s history.

Approximately 50% of [recently arrived immigrants](https://www.migrationpolicy.org/article/college-educated-immigrants-united-states/) have at least a bachelor’s degree, yet one in four are unable to get a job at their skill level. This leaves [over two million work-authorized immigrants, refugees, and asylees with professional experience and international degrees unemployed or underemployed](https://www.migrationpolicy.org/research/brain-waste-college-educated-immigrants) in survival-wage jobs to make ends meet.

For the U.S. to prosper, we must reimagine the systems that lock them out of opportunity. 

Upwardly Global is the leading organization focused on advancing workforce inclusion for work-authorized immigrants, refugees, and asylees with professional experience and international degrees by helping them secure skill-aligned jobs to ensure a diverse workforce, build resilient communities, and contribute to a robust U.S. economy. 

Upwardly Global

A nonprofit organization on a mission to create a fair financial marketplace for hardworking families.


Our values inform everything that we do:

We meet people where they are, not where we think they should be
We build on what people have, no matter the shape or size
We respect the diverse communities we serve and recognize their hidden strengths

Mission Asset Fund

Jews, Christians, Muslims uniting to serve the poor.

Abrahamic Alliance International unites Jews, Christians, and Muslims for poverty relief and active peacebuilding. We began with a simple dream that compassionate collaboration between Jews, Christians, and Muslims can build lasting bridges of understanding and respect between our communities. By uniting to serve the poor in obedience to divine commands, our grassroots movement is showing the world that peaceful coexistence between Jews, Christians, and Muslims is not a naive and distant dream, but a growing and present reality here and now.

We envision a world where children of Abraham unite to save lives; where Jews, Christians and Muslims enjoy peaceful coexistence and mutual appreciation as our faith is deepened by meaningful encounters with each other; where understanding, humility and respect replace ignorance, arrogance and contempt; where diverse yet faithful worshipers of the God of Abraham move beyond dialogue to cooperative action, loving our neighbor together until the hungry are fed, the naked are clothed, the sick receive care and the orphan is raised with love, compassion and generosity. We envision a world where God's faithfulness to bless all nations through Abraham's offspring is expressed in wonderfully new and creative ways through Jews, Christians and Muslims striving to obey all that the prophets have spoken.

Abrahamic Alliance International

Airbnb.org’s mission is to unlock the power of sharing space, resources, and support in times of need. 

Airbnb.org opens homes in a times of crisis.  We facilitate emergency housing for people displaced by disaster or conflict, especially those from marginalized communities hardest hit by crisis.  Airbnb.org works with communities and nonprofit partners to offer emergency temporary housing.  We have housed over 250,000 guests during times of need.

We do this by providing short-term, quality and free emergency housing to people displaced by natural disasters and conflict, inspiring and empowering people to act as hosts and support their community, and staying responsive to crises by innovating and leveraging our strengths.

We amplify recovery efforts for individuals by providing safety, financial relief, psychological wellbeing, and connections to the community.   Ultimately, by making connections between hosts and guests, we strengthen and build social cohesion in communities.

Airbnb.org is an independent and publicly-supported 501(c)(3) nonprofit organization that leverages Airbnb, Inc.’s technology, services, and other resources at no charge to carry out Airbnb.org’s charitable purpose.

Airbnb.org

CSF is a nonprofit focused on providing support for underprivileged children under the age of 18. It is based in Los Angeles, CA

Our goal is to connect you to responsible nonprofit partners that share the vision to improve the lives of underserved youth. Think of us as your real estate agent; trust us to find the house of your dreams within the budget you’ve set. One catch: there is 0% commission fee in this case.

Chang Sea Foundation

Children of the Forest is a registered Thai foundation providing protection, education and health care for abandoned, abused and orphaned Karen and Mon children living in the Thai /Burmese border zone, Sangkhlaburi Thailand.

Children of the Forest

We enable local health care providers to donate surgical and specialty care to people in need.

Operation Access coordinates surgical and specialty care for people who need it.  In collaboration with a network of over 100 Northern California community clinics, we have identified patients in need of care, and matched them with volunteer medical professionals who have donated over 27,000 surgical procedures and diagnostic services to more than 18,000 people. Our volunteers restore the health and quality of life of patients and their families. 

Our network of volunteers, hospitals, and ambulatory care centers offer these services to eligible adults free of charge. Over 1,000 medical volunteers, over 100 medical groups, and 75 hospitals and ambulatory care centers donate a wide variety of outpatient surgical and specialty care to clients who live in Northern California.

Our target population faces structural inequality because of their limited income, immigration status, race, language, and ethnicity. They grapple with discrimination in health care, jobs, education, and housing. Without sufficient income, they cannot afford health insurance coverage, and because of their immigration status they are not eligible for health coverage.

We offer a solution that provides a referral pathway for community clinic patients who need specialty medical services most clinics cannot provide. Our volunteers donate their time and expertise to treat people in need at no cost to the patients. We are often the only resource for community clinic patients who need, but cannot afford, surgery or specialty care.


Operation Access

Leleka Foundation is a non-profit organization that implements medical and social support projects in Ukraine.

Leleka Foundation is a US-based charitable organization that raises funds for implementing various social and medical projects in Ukraine.

In the wake of the massive Russian invasion of Ukraine that started in February 2022, we have been procuring and supplying critical medical supplies to Ukraine’s defenders and civilians. For this purpose, we have rebuilt the logistics chain to deliver all supplies to Ukraine where our volunteers distribute them among end users at no cost.

Leleka Foundation

Pangea’s cutting-edge immigration legal services have a nearly 100% success rate, often setting legal precedent. 

The U.S. operates the world’s largest immigration detention system. One-in-four of the country’s 11 million undocumented people live in California. Combining community organizing, legislative, and legal strategies for highest impact, Pangea is building a force of 500,000 undocumented immigrants in Northern California to win citizenship for all nationally, and close all immigration detention facilities in the state. Pangea’s cutting-edge, free, immigration legal services set legal precedent at a nearly 100% success rate. Our undocumented and asylee clients and their communities become member leaders in Pangea’s advocacy work. Since 2013, our team has activated over 50,000 community members to: create the first 24-7 hotline for immigrants at risk of deportation, and support the creation of over 40 hotlines across the country; close three detention centers; pass legislation prohibiting the state of California from operating private prisons, and three counties from collaborating with ICE; and trained asylum seekers to represent themselves in court, and win. Like the majority of undocumented people nationally, most of our staff are immigrants from Mexico and Central America and about half were undocumented; some were incarcerated in detention, and some are still undocumented. Instead of a single Executive Director, we are all Co-Directors who share the responsibility of democratically managing Pangea. With our community and expertise, we will build the people power needed to win just immigration policy and build welcoming communities.

Pangea Legal Services

Humanity United Charitable Fund is a nonprofit organization focused on international issues. It is based in San Francisco, CA. It received its nonprofit status in 2013.

Humanity United Charitable Fund

Refugee and Immigrant Services is a nonprofit organization focused on international issues. It is based in San Francisco, CA. It received its nonprofit status in 2014.

Refugee and Immigrant Services

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We are a nonprofit, so instead of charging fees we rely on the generosity of donors like you.